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Table of Content

• Manage your auto loan from almost anywhere
• What is the Renters and Simplified Term Life Insurance Referrals Remediation Program?⁠
• Home Mortgage Loans
• If I had a reduction in employees’ salary or wages, or terminated an employee, how does that affect my PPP loan forgiveness?
• Can I use PPP fund to pay employees who are not currently able to work due to business being closed or for any other reason?
• What does full-time equivalency (FTE) employee mean?

Mortgage interest rates can vary based on your circumstances. Use our mortgage rate calculator to get customized rates and monthly mortgage payments. Many people start by determining what they can afford as a monthly payment. A common starting point is to calculate 25% of your gross monthly income to help determine a manageable monthly mortgage payment. NerdWallet’s lender star ratings assess objective qualities, including rates, fees and loan offerings. To assess borrowers’ subjective experiences with lenders, NerdWallet has gathered customer satisfaction ratings from J.D.

If you're purchasing, the appraised value usually needs to be equal to or greater than the home's purchase price. Standard conditions include our receipt of homeowner's insurance policy, flood insurance if necessary, and an acceptable title insurance binder. Get started by contacting your insurance company or learning more about homeowners insurance.

Manage your auto loan from almost anywhere

Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. Enter your contact information to have a mortgage consultant call you. Review common costs side by side to help you determine what's right for you.

If you have started making payments towards your PPP loan, but have an outstanding balance, you are still eligible to apply for PPP loan forgiveness. Additionally, any payments made towards your PPP loan balance prior to the date you submit your loan forgiveness application may be returned to you, if loan forgiveness is approved, up to the approved loan forgiveness amount. If you use Form 3508S, you do not need to submit any documentation in support of PPP loan forgiveness. In addition, even if you are not required to submit any documents, you must retain all documents for the required periods and provide them upon request. Health care and retirement benefits paid or incurred during the covered period are eligible for forgiveness as payroll costs. Expenses paid by employees for such benefits are not eligible for forgiveness.

What is the Renters and Simplified Term Life Insurance Referrals Remediation Program?⁠

Interest rates are based on current market conditions, your credit score, down payment, and the type of mortgage you choose. An Access Code is a unique alpha numeric code that we send to you by email when you save or submit your application. It allows you to sign on to check your application online if you are not a Wells Fargo Online customer.

Down payment as low as 3% on a conventional conforming fixed-rate mortgage. The amount of loan forgiveness may be up to 100% of the principal amount of your PPP loan, plus accrued interest, if the funds were used for eligible expenses. Once we submit it to the SBA, you are no longer able to make any changes to your application, including adding or replacing documents. FTE documentation showing the number of FTE employees for the FTE reduction reference period selected.

Home Mortgage Loans

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We will notify you once the online application becomes available and will continue to keep you updated on key dates by email and on this site, as you continue through the forgiveness process. In either case, you must also provide documentation independently to a lender to satisfy relevant Federal, State, local or other statutory or regulatory requirements or in connection with an SBA loan review or audit. The gross amount received as investment income, such as interest, dividends, rents, and royalties.

Why a Commercial Letter of Credit?

FHA loans have the benefit of a low down payment, but you'll want to consider all costs involved, including up-front and long-term mortgage insurance and all fees. Be certain to ask your home mortgage consultant to help you compare the overall costs of all your home financing options. Note that your monthly mortgage payment will factor in the annual fee, and may include the guarantee fee. These fees will increase the cost of the loan and monthly payments. The Portfolio Relationship Interest Rate for savings accounts is variable and subject to change at any time without notice, including setting the interest rate at zero (0.00%), which could change the Portfolio Relationship APY.

Your company’s affiliation with the program can enhance your industry exposure and help position you to quickly expand into the marketplace. The Wells Fargo Startup Accelerator is designed to help you get there. Your company will be thoroughly tested to validate its technology, market direction, and enterprise-readiness. Tap into our global network of business mentors, venture capitalists, and enterprise executives.

When this happens, GAP may help pay off the loan balance not covered by the customer’s primary auto insurance. GAP may be purchased in full or financed as part of the motor vehicle financing agreement with the dealership. Customers that may have had an account or service opened without their consent or without being fully informed of the details of the account or service may be eligible for remediation. Additional details regarding the remediation that Wells Fargo has provided are outlined below.

To receive the Relationship Interest Rate/Relationship APY, the eligible savings or time account must remain linked to a Prime Checking, Premier Checking or Private Bank Interest Checking account. You will need to pay a deposit of $1,000 when accepting the conditional approval terms for any loan. With a low-down payment loan, mortgage insurance will be required, which increases the cost of the loan and will increase your monthly payment. We’ll explain the options available, so you can choose what works for you. Submitting a completed PPP loan forgiveness application, including all the recommended supporting documents before the maturity date of your loan.